Birmingham faces one of the country's most active tornado corridors, and the season is long - spring through late fall. Tornado warnings, straight-line winds and hail can all mean roof, tree and water damage on the same night.
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In the meantime, the guides cover the steps that can't wait: the first 24 hours, documenting damage for your claim, and avoiding storm-chaser scams - Birmingham sees plenty of those after a big storm.